The True Cost of Buying Property in Cyprus (2026)
Every tax, fee and running cost from reservation to keys, with a worked example
On a €300,000 new-build, the gap between 5% and 19% VAT is €42,000.

Costs, the buying process, rent or buy, and residence rules, each in one document. Written from our published articles, with worked examples and figures as of October 2026.
The guides
Every tax, fee and running cost from reservation to keys, with a worked example
On a €300,000 new-build, the gap between 5% and 19% VAT is €42,000.

From reservation to title deed, and what to check before you pay
8 steps from budget to transfer of title, in a fixed order.

Our model results in one document, with every assumption stated
In the Limassol resale example the buyer is €34,040 ahead of the renter after 10 years, with flat prices.

What the rules require today, who qualifies, and what health cover and tax come with it.
The minimum investment is €300,000 in a new-build home, plus VAT.

General information as of October 2026, not legal or tax advice. Check every figure with a licensed lawyer or tax adviser before you commit.
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Each one covers a single decision, with tables, a worked example and a checklist.
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